Plot hole: Dafoe and Bullock leave the ship a long time before it hits the tanker and there is a lot more time before it crashes into the town and even more before Alex gets on that speedboat. No matter how fast he could have gone, there is no way he would have caught up with them.
Speed 2: Cruise Control (1997)
Trailers
Directed by: Jan de Bont
Starring: Willem Dafoe, Sandra Bullock, Jason Patric, Temuera Morrison
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More mistakes in Speed 2: Cruise Control
Merced: We can not stop the ship.
Alex Shaw: Then we have to slow it down.
Merced: What are you gonna do, are you gonna let the air outta our tires?
More questions & answers from Speed 2: Cruise Control
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Answer: Annie is a reckless driver. The way she drives during her test certainly fits with the description she gives in the first film of why her license was revoked. She only says "speeding" when asked why her license was revoked but excessive speeding and reckless driving go hand in hand. It is doubtful that anyone who has had their license revoked for speeding tickets would be an otherwise safe and responsible driver.
BaconIsMyBFF
Not everyone that speeds is reckless. The driving scene in Speed 2 is excessively bad.